What our customers say about us

Thanks for all your help and for making it so easy for me. Life will be so different now.

Jan Vincent
Montrose, VICTORIA

Thank you for your time on the phone yesterday and copying me into the below email.
I just wanted to take the time to say that I have never seen such a comprehensive email provided to clients by a Broker before. Very clear and detailed.
I hope it’s ok that I hold onto your details to refer to clients who may need assistance.
Kind Regards,

Shannon Oatley
Director & Licensed Conveyancer
Property Conveyancing Group, VICTORIA

We have found Barry Le Brocq of Melbourne Mortgage Finance to be very patient, caring and diligent in achieving a successful outcome to our refinancing requirement. We have no hesitation in recommending his services to others.

Don & Christine Perrett
Leongatha, VICTORIA

Many thanks Barry for the exceptional service that you have provided. We will most certainly be recommending you to our daughter (Bank of Melbourne branch manager) for any future customers who need a reverse mortgage loan.

Paul & Barb Spark
Somerville VICTORIA






  • All lenders have now reviewed their variable mortgage lending rates. Most lenders decreased their rates by between 0.3% and 0.4%, following the RBA decision to reduce the cash rate by 0.5%
  • The $7000 First Home Owners Grant will continue after 30.06.2012. In Victoria, the Grant is payable where the price of the property does not exceed $750,000. The additional $13,000 Bonus Grant ( for newly-built properties) will only be available for contracts signed up until 30.06.2012. The Bonus Grant will be discontinued after 30.06.2012
  • In Victoria, a 20% cut in Stamp Duty for First Home Buyers was made on 01.07.2011. A further cut of another 10% will be made on 01.01.2013
  • Bank of Melbourne and CBA are currently offering a $700 incentive to borrowers to refinance from their current lender. Before making a decision, borrowers should be aware of offers from other lenders whose interest rates may be even lower.
  • Fixed rates have fallen in the last month. Several lenders are now offering 2 and 3 year fixed rates below 6% pa.
  • One lender will accept loan applications from eligible self-employed borrowers based on ONE full year’s tax return instead of returns from the previous TWO years required by other lenders.
  • One lender offers a “Property Share” loan, where two borrowers can jointly purchase a property and have separate loan contracts with separate loan account numbers. Conditions apply.
  • Some borrowers cannot satisfy normal lending criteria required by mainstream lenders. These borrowers can
    often obtain loans from non-conforming lenders at higher rates. Example:
    $300,000 normal loan @ 6.5% = $1896 pm
    $300,000 non-conforming loan @ 9.0% = $2414 pm
    After 12 months of satisfactory repayments at the higher rate, borrowers can then refinance to a normal loan, usually with no early repayment penalty.
  • As an important part of arranging finance for the purchase of a property, borrowers should take care to arrange a legal Will and a full review of their personal protection insurance, including life insurance and income protection insurance.
  • Melbourne Mortgage Finance can arrange investment loans for Self Managed Super Funds at very competitive rates. Substantial tax advantages are available for most borrowers.
  • Reverse Mortgages can be arranged for borrowers over 65, subject to meeting basic lending criteria.

Barry LeBrocq
Melbourne Mortgage Finance
Patterson Lakes, VIC 3197
Mob 0437 417 042

Disclaimer: The above information is intended as general information only and does not address specific personal situations. Lender products, policies and fees change frequently and without notice. Please contact us to discuss your specific personal loan requirements.

Melbourne Mortgage Finance offers an extensive range of mortgage products and services including

Home Loans, Investment Loans, Equity Access Loans, Low Doc Loans, 100% Loans, Refinance Loans, Commercial Loans, Deposit Bonds, Reverse Mortgages, Accommodation Bonds, Vehicle Finance, Plant and Equipment Finance, Financial Planning and Business Finance.

IMMEDIATE appointment can be made to meet at your home or office

  • NO CHARGE for assisting you. We receive a standard fee from the lender you select
  • reliable service, communication and follow-up. See “Testimonials
  • accreditation with 20 national lenders, allowing you to select from an excellent range of loans
  • we carefully listen to your needs, do our research, then present you with a short-list of three potential loan solutions. You choose the lender.
  • printouts of products, fees, interest rate and loan features are provided
  • arrange for your property insurance and personal insurance requirements to be assessed
  • ongoing availability to assist you after loan settlement
  • over 30 years experience in arranging finance and mortgage loans